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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,831 | $108,911+0.8% | $100,392+9.4% | $145,884-24.7% |
| Participation rate | 68.2% | 83.0%-14.8pp | 81.5%-13.3pp | 80.3%-12.1pp |
| Annual return | 11.27% | 58.23%-47.0pp | 49.45%-38.2pp | 551.85%-540.6pp |
| Employer contribution / active EE | $639 | $4,420-85.5% | $3,941-83.8% | $4,662-86.3% |
| Participant deferral / active EE | $4,129 | $8,459-51.2% | $8,090-49.0% | $6,690-38.3% |
| Admin fee / account holder | $656 | $9,698-93.2% | $7,904-91.7% | $13,392-95.1% |