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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,091 | $88,672+15.1% | $105,223-3.0% | $82,448+23.8% |
| Participation rate | 77.3% | 67.9%+9.3pp | 75.0%+2.2pp | 68.1%+9.2pp |
| Annual return | 22.13% | 30.86%-8.7pp | 180.65%-158.5pp | 41.64%-19.5pp |
| Employer contribution / active EE | $2,555 | $3,048-16.2% | $3,689-30.7% | $2,551+0.2% |
| Participant deferral / active EE | $5,248 | $4,036+30.0% | $5,072+3.5% | $4,139+26.8% |
| Admin fee / account holder | $28,517 | $7,146+299.1% | $8,859+221.9% | $7,234+294.2% |