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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,350 | $129,737+81.4% | $119,126+97.6% | $154,746+52.1% |
| Participation rate | 92.9% | 78.9%+14.0pp | 75.8%+17.1pp | 80.7%+12.2pp |
| Annual return | 11.20% | 379.08%-367.9pp | 282.11%-270.9pp | 172.34%-161.1pp |
| Employer contribution / active EE | $3,184 | $4,375-27.2% | $4,034-21.1% | $4,379-27.3% |
| Participant deferral / active EE | $9,867 | $5,842+68.9% | $5,318+85.5% | $6,730+46.6% |
| Admin fee / account holder | $3,286 | $11,961-72.5% | $10,693-69.3% | $14,365-77.1% |