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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,350 | $171,492+37.2% | $150,734+56.1% | $198,609+18.5% |
| Participation rate | 92.9% | 81.4%+11.4pp | 78.4%+14.4pp | 82.4%+10.5pp |
| Annual return | 11.20% | 804.70%-793.5pp | 600.81%-589.6pp | 202.70%-191.5pp |
| Employer contribution / active EE | $3,184 | $5,470-41.8% | $4,918-35.3% | $5,055-37.0% |
| Participant deferral / active EE | $9,867 | $6,259+57.6% | $5,610+75.9% | $6,977+41.4% |
| Admin fee / account holder | $3,286 | $17,628-81.4% | $14,905-78.0% | $19,030-82.7% |