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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,901 | $105,284-54.5% | $150,734-68.2% | $94,015-49.0% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 5.25% | 15.67%-10.4pp | 600.81%-595.6pp | 17.84%-12.6pp |
| Employer contribution / active EE | $4,516 | $3,599+25.5% | $4,918-8.2% | $2,790+61.9% |
| Participant deferral / active EE | $3,851 | $4,274-9.9% | $5,610-31.4% | $4,249-9.4% |
| Admin fee / account holder | $12,806 | $9,839+30.2% | $14,905-14.1% | $8,951+43.1% |