Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,245 | $132,634+109.8% | $115,768+140.3% | $137,256+102.7% |
| Participation rate | 23.1% | 77.9%-54.8pp | 74.4%-51.3pp | 80.0%-56.9pp |
| Annual return | 13.58% | 160.70%-147.1pp | 100.46%-86.9pp | 220.34%-206.8pp |
| Employer contribution / active EE | $634 | $3,360-81.1% | $2,940-78.4% | $4,156-84.7% |
| Participant deferral / active EE | $792 | $5,619-85.9% | $4,917-83.9% | $6,407-87.6% |
| Admin fee / account holder | $21,735 | $15,028+44.6% | $12,439+74.7% | $12,270+77.1% |