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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,805 | $199,109-85.0% | $173,730-82.8% | $154,746-80.7% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 9.12% | 20.02%-10.9pp | 19.96%-10.8pp | 172.34%-163.2pp |
| Employer contribution / active EE | $5,797 | $5,311+9.1% | $4,577+26.6% | $4,379+32.4% |
| Participant deferral / active EE | $6,456 | $7,113-9.2% | $6,326+2.1% | $6,730-4.1% |
| Admin fee / account holder | $32,764 | $20,916+56.6% | $17,523+87.0% | $14,365+128.1% |