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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,529 | $160,028-37.8% | $147,080-32.3% | $145,884-31.8% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.2%+9.1pp | 80.3%+11.0pp |
| Annual return | 12.96% | 98.60%-85.6pp | 420.17%-407.2pp | 551.85%-538.9pp |
| Employer contribution / active EE | $5,722 | $5,286+8.3% | $4,933+16.0% | $4,662+22.7% |
| Participant deferral / active EE | $1,799 | $8,422-78.6% | $8,066-77.7% | $6,690-73.1% |
| Admin fee / account holder | $2,568 | $15,030-82.9% | $12,989-80.2% | $13,392-80.8% |