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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,296 | $48,050+62.9% | $96,754-19.1% | $64,340+21.7% |
| Participation rate | 35.5% | 40.6%-5.1pp | 70.3%-34.8pp | 55.2%-19.8pp |
| Annual return | 16.13% | 23.41%-7.3pp | 82.04%-65.9pp | 24.14%-8.0pp |
| Employer contribution / active EE | $1,319 | $1,204+9.6% | $2,679-50.8% | $1,862-29.2% |
| Participant deferral / active EE | $2,798 | $2,191+27.7% | $4,758-41.2% | $2,980-6.1% |
| Admin fee / account holder | $1,065 | $3,741-71.5% | $8,905-88.0% | $3,703-71.2% |