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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,832 | $183,516-38.0% | $155,534-26.8% | $145,884-22.0% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 9.73% | 61.43%-51.7pp | 64.92%-55.2pp | 551.85%-542.1pp |
| Employer contribution / active EE | $3,499 | $5,315-34.2% | $4,675-25.2% | $4,662-25.0% |
| Participant deferral / active EE | $13,120 | $6,467+102.9% | $5,630+133.0% | $6,690+96.1% |
| Admin fee / account holder | $1,822 | $19,293-90.6% | $15,900-88.5% | $13,392-86.4% |