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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,832 | $183,592-38.0% | $155,574-26.8% | $145,877-22.0% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 9.73% | 61.37%-51.6pp | 64.87%-55.1pp | 551.28%-541.6pp |
| Employer contribution / active EE | $3,499 | $5,317-34.2% | $4,676-25.2% | $4,663-25.0% |
| Participant deferral / active EE | $13,120 | $6,466+102.9% | $5,629+133.1% | $6,691+96.1% |
| Admin fee / account holder | $1,822 | $19,316-90.6% | $15,914-88.6% | $13,402-86.4% |