Retirement plan

403(B) THRIFT PLAN FOR EMPLOYEES OF THE CENTER FOR PROGRESSIVE LEARNING, INC.

Name: THE CENTER FOR PROGRESSIVE LEARNING, INC. - 403(B) THRIFT PLAN FOR EMPLOYEES OF THE CENTER FOR PROGRESSIVE LEARNING, INC. (2025) Form 5500
Creator: THE CENTER FOR PROGRESSIVE LEARNING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN FOR EMPLOYEES OF THE CENTER FOR PROGRESSIVE LEARNING, INC., THE CENTER FOR PROGRESSIVE LEARNING, INC.

THE CENTER FOR PROGRESSIVE LEARNING, INC.EIN 52-1508258Plan #003PY 2025

500 REDLAND CT STE 204 - OWINGS MILLS, MD 211173266410-581-7800cplcares.orgLinkedIn51-200 employees

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$1M

-29.1% from 2024

Total participants

+5.0% from 2024

Average account balance

$53,333

-32.8% from 2024

Annual return

9.95%

-1.90 pp from 2024

Benchmarks

See 45,380 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort45,380 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.01M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$53K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

135.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$101K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.95%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$34700

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G3D2F2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$659K

$47093 / participant

Other / not subdivided$659K100.0%

% of EOY assets

65.063%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$53,333

$185,312-71.2%

$161,489-67.0%

$154,746-65.5%

Participation rate

85.7%

82.5%+3.3pp

78.7%+7.0pp

80.7%+5.0pp

Annual return

9.95%

103.84%-93.9pp

89.72%-79.8pp

172.34%-162.4pp

Employer contribution / active EE

$1,429

$4,769-70.0%

$4,268-66.5%

$4,379-67.4%

Participant deferral / active EE

$5,818

$6,350-8.4%

$5,630+3.3%

$6,730-13.6%

Admin fee / account holder

$34,700

$18,654+86.0%

$16,006+116.8%

$14,365+141.6%

403(B) THRIFT PLAN FOR EMPLOYEES OF THE CENTER FOR PROGRESSIVE LEARNING, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN FOR EMPLOYEES OF THE CENTER FOR PROGRESSIVE LEARNING, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion