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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,296 | $106,749-26.7% | $145,433-46.2% | $82,448-5.0% |
| Participation rate | 78.6% | 75.6%+2.9pp | 82.1%-3.5pp | 68.1%+10.5pp |
| Annual return | 12.91% | 27.59%-14.7pp | 66.58%-53.7pp | 41.64%-28.7pp |
| Employer contribution / active EE | $2,032 | $3,444-41.0% | $4,554-55.4% | $2,551-20.4% |
| Participant deferral / active EE | $4,582 | $6,519-29.7% | $7,897-42.0% | $4,139+10.7% |
| Admin fee / account holder | $13,353 | $8,390+59.2% | $13,129+1.7% | $7,234+84.6% |