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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,313 | $196,972-67.3% | $182,262-64.7% | $198,609-67.6% |
| Participation rate | 91.7% | 85.7%+6.0pp | 84.2%+7.5pp | 82.4%+9.3pp |
| Annual return | 11.66% | 158.27%-146.6pp | 140.60%-128.9pp | 202.70%-191.0pp |
| Employer contribution / active EE | $6,483 | $5,364+20.9% | $5,046+28.5% | $5,055+28.2% |
| Participant deferral / active EE | $4,178 | $8,643-51.7% | $8,276-49.5% | $6,977-40.1% |
| Admin fee / account holder | $6,561 | $18,429-64.4% | $16,712-60.7% | $19,030-65.5% |