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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,664 | $106,749+127.3% | $145,433+66.9% | $82,448+194.3% |
| Participation rate | 85.3% | 75.6%+9.6pp | 82.1%+3.2pp | 68.1%+17.2pp |
| Annual return | 10.13% | 27.59%-17.5pp | 66.58%-56.4pp | 41.64%-31.5pp |
| Employer contribution / active EE | $2,439 | $3,444-29.2% | $4,554-46.5% | $2,551-4.4% |
| Participant deferral / active EE | $12,873 | $6,519+97.5% | $7,897+63.0% | $4,139+211.0% |
| Admin fee / account holder | $1,429 | $8,390-83.0% | $13,129-89.1% | $7,234-80.2% |