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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,664 | $99,875+143.0% | $146,866+65.2% | $86,983+179.0% |
| Participation rate | 85.3% | 75.8%+9.5pp | 82.5%+2.8pp | 69.5%+15.8pp |
| Annual return | 10.13% | 28.10%-18.0pp | 102.85%-92.7pp | 25.83%-15.7pp |
| Employer contribution / active EE | $2,439 | $3,224-24.4% | $4,425-44.9% | $2,584-5.6% |
| Participant deferral / active EE | $12,873 | $6,322+103.6% | $7,759+65.9% | $4,194+206.9% |
| Admin fee / account holder | $1,429 | $7,838-81.8% | $13,620-89.5% | $7,856-81.8% |