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| Provider | Service type | Compensation |
|---|---|---|
Filed as: COMMONWEALTH EQUITY SERVICES LLC DB Service code 27 29 SAWYER RD · WALTHAM, MA 024533483 | Advisory (Plan) | $22,770 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,893 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,303 | $101,591-0.3% | $147,096-31.1% | $74,429+36.1% |
| Participation rate | 66.9% | 75.5%-8.6pp | 82.2%-15.2pp | 67.2%-0.3pp |
| Annual return | 14.17% | 8746.45%-8732.3pp | 419.75%-405.6pp | 1368.38%-1354.2pp |
| Employer contribution / active EE | $5,234 | $3,813+37.3% | $4,936+6.0% | $2,625+99.4% |
| Participant deferral / active EE | $8,416 | $7,302+15.3% | $8,071+4.3% | $4,348+93.5% |
| Admin fee / account holder | $204 | $1,750-88.4% | $13,005-98.4% | $1,944-89.5% |