Retirement plan

THE CONTRACTORS RETIREMENT PLAN

Name: INTERLOCK STEELWORKERS, INC. - THE CONTRACTORS RETIREMENT PLAN (2025) Form 5500
Creator: INTERLOCK STEELWORKERS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE CONTRACTORS RETIREMENT PLAN, INTERLOCK STEELWORKERS, INC.

INTERLOCK STEELWORKERS, INC.EIN 52-1358803Plan #001PY 2025

2703 BACK ACRE CIRCLE - MOUNT AIRY, MD 217717752301-829-7820LinkedIn11-50 employeesconstruction

Prospect flagsHigh feesLow fidelity bond

Top hat statement on fileNQDC

Filed June 12, 2018

Plan administrator

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2703 Back Acre Circle

Mount Airy State: MD Zip Code: 21771

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Plans declared (1)

Interlock Steelworkers Inc. Deferred Compensation Plan2 emp

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Total assets (EOY)

$4.7M

+20.8% from 2024

Total participants

-12.5% from 2024

Average account balance

$74,112

+38.1% from 2024

Annual return

14.97%

+8.01 pp from 2024

Benchmarks

See 4,881 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort4,881 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.67M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$74K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

118.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$626K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.97%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6350

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2C2F2G2T3D

Plan features

2C
Money purchase plan
Money purchase pension plan other than a target benefit plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$400K

$7548 / participant

Other / not subdivided$400K100.0%

% of EOY assets

8.568%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$74,112

$96,731-23.4%

$123,973-40.2%

$86,983-14.8%

Participation rate

100.0%

70.0%+30.0pp

76.7%+23.3pp

69.5%+30.5pp

Annual return

14.97%

17.33%-2.4pp

388.13%-373.2pp

25.83%-10.9pp

Employer contribution / active EE

$11,807

$3,297+258.1%

$4,126+186.2%

$2,584+356.8%

Participant deferral / active EE

$4,152-100.0%

$5,247-100.0%

$4,194-100.0%

Admin fee / account holder

$6,350

$8,722-27.2%

$11,799-46.2%

$7,856-19.2%

THE CONTRACTORS RETIREMENT PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE CONTRACTORS RETIREMENT PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion