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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,424 | $147,556-58.4% | $129,031-52.4% | $198,609-69.1% |
| Participation rate | 36.8% | 77.2%-40.4pp | 73.4%-36.5pp | 82.4%-45.5pp |
| Annual return | 10.90% | 37.41%-26.5pp | 34.67%-23.8pp | 202.70%-191.8pp |
| Employer contribution / active EE | $1,291 | $3,645-64.6% | $3,226-60.0% | $5,055-74.5% |
| Participant deferral / active EE | $5,924 | $5,760+2.8% | $5,217+13.5% | $6,977-15.1% |
| Admin fee / account holder | $2,277 | $15,467-85.3% | $13,208-82.8% | $19,030-88.0% |