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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,424 | $97,125-36.8% | $86,233-28.8% | $137,256-55.2% |
| Participation rate | 36.8% | 74.2%-37.4pp | 69.0%-32.2pp | 80.0%-43.1pp |
| Annual return | 10.90% | 74.19%-63.3pp | 61.39%-50.5pp | 220.34%-209.4pp |
| Employer contribution / active EE | $1,291 | $2,841-54.6% | $2,504-48.5% | $4,156-68.9% |
| Participant deferral / active EE | $5,924 | $5,180+14.4% | $4,559+29.9% | $6,407-7.5% |
| Admin fee / account holder | $2,277 | $9,725-76.6% | $8,342-72.7% | $12,270-81.4% |