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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,927 | $106,524+54.8% | $152,301+8.3% | $87,485+88.5% |
| Participation rate | 94.9% | 75.8%+19.1pp | 82.4%+12.4pp | 68.9%+25.9pp |
| Annual return | 13.73% | 26.89%-13.2pp | 80.50%-66.8pp | 26.06%-12.3pp |
| Employer contribution / active EE | $3,855 | $3,371+14.3% | $4,624-16.6% | $2,596+48.5% |
| Participant deferral / active EE | $8,003 | $6,525+22.6% | $8,0040% | $4,274+87.3% |
| Admin fee / account holder | $9,850 | $8,287+18.9% | $14,398-31.6% | $7,775+26.7% |