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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,927 | $106,749+54.5% | $145,433+13.4% | $82,448+100.0% |
| Participation rate | 94.9% | 75.6%+19.2pp | 82.1%+12.8pp | 68.1%+26.8pp |
| Annual return | 13.73% | 27.59%-13.9pp | 66.58%-52.9pp | 41.64%-27.9pp |
| Employer contribution / active EE | $3,855 | $3,444+11.9% | $4,554-15.4% | $2,551+51.1% |
| Participant deferral / active EE | $8,003 | $6,519+22.8% | $7,897+1.3% | $4,139+93.3% |
| Admin fee / account holder | $9,850 | $8,390+17.4% | $13,129-25.0% | $7,234+36.2% |