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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,817 | $76,407+504.4% | $150,298+207.3% | $82,448+460.1% |
| Participation rate | 96.2% | 66.4%+29.8pp | 77.8%+18.5pp | 68.1%+28.2pp |
| Annual return | 16.33% | 39.99%-23.7pp | 62.79%-46.5pp | 41.64%-25.3pp |
| Employer contribution / active EE | $11,393 | $2,614+335.8% | $4,154+174.2% | $2,551+346.6% |
| Participant deferral / active EE | $15,586 | $3,214+384.9% | $5,453+185.8% | $4,139+276.5% |
| Admin fee / account holder | $5,934 | $6,352-6.6% | $14,116-58.0% | $7,234-18.0% |