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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,819 | $81,358+409.9% | $155,556+166.7% | $80,959+412.4% |
| Participation rate | 92.0% | 66.3%+25.7pp | 78.2%+13.8pp | 67.7%+24.3pp |
| Annual return | 13.27% | 33.39%-20.1pp | 64.84%-51.6pp | 35.67%-22.4pp |
| Employer contribution / active EE | $20,000 | $3,106+543.8% | $4,675+327.8% | $2,757+625.4% |
| Participant deferral / active EE | $14,053 | $3,455+306.7% | $5,631+149.6% | $4,300+226.8% |
| Admin fee / account holder | $30,971 | $7,994+287.4% | $15,885+95.0% | $6,925+347.2% |