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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,817 | $78,690+486.9% | $161,489+186.0% | $87,485+427.9% |
| Participation rate | 96.2% | 67.5%+28.8pp | 78.7%+17.5pp | 68.9%+27.3pp |
| Annual return | 16.33% | 32.74%-16.4pp | 89.72%-73.4pp | 26.06%-9.7pp |
| Employer contribution / active EE | $11,393 | $2,588+340.2% | $4,268+166.9% | $2,596+338.8% |
| Participant deferral / active EE | $15,586 | $3,311+370.7% | $5,630+176.8% | $4,274+264.7% |
| Admin fee / account holder | $5,934 | $6,724-11.7% | $16,006-62.9% | $7,775-23.7% |