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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,021 | $55,889-53.4% | $76,119-65.8% | $80,935-67.8% |
| Participation rate | 55.2% | 62.1%-6.9pp | 69.1%-13.9pp | 67.7%-12.5pp |
| Annual return | 10.76% | 20.58%-9.8pp | 361.25%-350.5pp | 35.66%-24.9pp |
| Employer contribution / active EE | $1,072 | $1,866-42.5% | $2,693-60.2% | $2,757-61.1% |
| Participant deferral / active EE | $2,141 | $3,051-29.8% | $4,259-49.7% | $4,299-50.2% |
| Admin fee / account holder | $8,413 | $5,241+60.5% | $6,421+31.0% | $6,924+21.5% |