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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,048 | $93,345+186.1% | $119,126+124.2% | $87,485+205.3% |
| Participation rate | 92.3% | 68.7%+23.6pp | 75.8%+16.5pp | 68.9%+23.4pp |
| Annual return | 9.58% | 19.08%-9.5pp | 282.11%-272.5pp | 26.06%-16.5pp |
| Employer contribution / active EE | $7,898 | $3,172+149.0% | $4,034+95.8% | $2,596+204.2% |
| Participant deferral / active EE | $10,061 | $4,099+145.5% | $5,318+89.2% | $4,274+135.4% |
| Admin fee / account holder | $55,662 | $8,039+592.4% | $10,693+420.5% | $7,775+615.9% |