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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,048 | $105,284+153.6% | $150,734+77.2% | $94,015+184.0% |
| Participation rate | 92.3% | 71.7%+20.6pp | 78.4%+13.9pp | 70.8%+21.5pp |
| Annual return | 9.58% | 15.67%-6.1pp | 600.81%-591.2pp | 17.84%-8.3pp |
| Employer contribution / active EE | $7,898 | $3,599+119.5% | $4,918+60.6% | $2,790+183.1% |
| Participant deferral / active EE | $10,061 | $4,274+135.4% | $5,610+79.4% | $4,249+136.8% |
| Admin fee / account holder | $55,662 | $9,839+465.8% | $14,905+273.4% | $8,951+521.8% |