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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,853 | $72,071-17.0% | $68,368-12.5% | $137,256-56.4% |
| Participation rate | 85.7% | 76.2%+9.5pp | 73.8%+12.0pp | 80.0%+5.8pp |
| Annual return | 20.13% | 353.14%-333.0pp | 292.57%-272.4pp | 220.34%-200.2pp |
| Employer contribution / active EE | $4,491 | $2,788+61.1% | $2,649+69.5% | $4,156+8.1% |
| Participant deferral / active EE | $5,218 | $4,410+18.3% | $4,123+26.6% | $6,407-18.6% |
| Admin fee / account holder | $3,056 | $5,336-42.7% | $5,150-40.7% | $12,270-75.1% |