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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,238 | $88,672-25.3% | $105,223-37.0% | $82,448-19.7% |
| Participation rate | 91.9% | 67.9%+23.9pp | 75.0%+16.8pp | 68.1%+23.8pp |
| Annual return | 11.50% | 30.86%-19.4pp | 180.65%-169.1pp | 41.64%-30.1pp |
| Employer contribution / active EE | $1,585 | $3,048-48.0% | $3,689-57.0% | $2,551-37.9% |
| Participant deferral / active EE | $2,766 | $4,036-31.5% | $5,072-45.5% | $4,139-33.2% |
| Admin fee / account holder | $3,572 | $7,146-50.0% | $8,859-59.7% | $7,234-50.6% |