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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,167 | $377,972-75.6% | $300,297-69.3% | $382,429-75.9% |
| Participation rate | 100.0% | 91.7%+8.3pp | 83.3%+16.7pp | 87.7%+12.3pp |
| Annual return | 7.18% | 4.19%+3.0pp | 6.06%+1.1pp | 248.85%-241.7pp |
| Employer contribution / active EE | $7,241 | $5,545+30.6% | $4,605+57.3% | $8,036-9.9% |
| Participant deferral / active EE | $0 | $5,506-100.0% | $4,511-100.0% | $5,727-100.0% |
| Admin fee / account holder | $2,683 | $20,122-86.7% | $16,510-83.7% | $30,732-91.3% |