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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,765 | $72,071-36.5% | $68,368-33.1% | $137,256-66.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 18.64% | 353.14%-334.5pp | 292.57%-273.9pp | 220.34%-201.7pp |
| Employer contribution / active EE | $5,589 | $2,788+100.5% | $2,649+111.0% | $4,156+34.5% |
| Participant deferral / active EE | $8,395 | $4,410+90.4% | $4,123+103.6% | $6,407+31.0% |
| Admin fee / account holder | $2,421 | $5,336-54.6% | $5,150-53.0% | $12,270-80.3% |