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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,212 | $183,627-40.0% | $155,602-29.2% | $145,978-24.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.24% | 61.32%-49.1pp | 64.81%-52.6pp | 550.52%-538.3pp |
| Employer contribution / active EE | $2,411 | $5,316-54.6% | $4,675-48.4% | $4,662-48.3% |
| Participant deferral / active EE | $6,428 | $6,466-0.6% | $5,629+14.2% | $6,690-3.9% |
| Admin fee / account holder | $2,229 | $19,327-88.5% | $15,923-86.0% | $13,400-83.4% |