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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,392 | $289,211-4.4% | $260,467+6.1% | $198,609+39.2% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 14.68% | 112.90%-98.2pp | 100.60%-85.9pp | 202.70%-188.0pp |
| Employer contribution / active EE | $5,126 | $4,663+9.9% | $4,239+20.9% | $5,055+1.4% |
| Participant deferral / active EE | $11,794 | $6,812+73.1% | $6,319+86.6% | $6,977+69.0% |
| Admin fee / account holder | $2,828 | $16,236-82.6% | $15,461-81.7% | $19,030-85.1% |