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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,392 | $208,088+32.8% | $186,193+48.4% | $154,746+78.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 14.68% | 89.97%-75.3pp | 78.03%-63.4pp | 172.34%-157.7pp |
| Employer contribution / active EE | $5,126 | $4,340+18.1% | $3,918+30.8% | $4,379+17.1% |
| Participant deferral / active EE | $11,794 | $7,078+66.6% | $6,513+81.1% | $6,730+75.2% |
| Admin fee / account holder | $2,828 | $11,698-75.8% | $11,058-74.4% | $14,365-80.3% |