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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,242 | $184,014-72.7% | $161,149-68.8% | $138,895-63.8% |
| Participation rate | 35.7% | 82.1%-46.4pp | 78.8%-43.1pp | 79.9%-44.2pp |
| Annual return | 107.57% | 21.52%+86.0pp | 21.16%+86.4pp | 145.39%-37.8pp |
| Employer contribution / active EE | $1,095 | $5,055-78.3% | $4,360-74.9% | $4,194-73.9% |
| Participant deferral / active EE | $6,683 | $6,909-3.3% | $6,153+8.6% | $6,396+4.5% |
| Admin fee / account holder | $89 | $18,027-99.5% | $15,194-99.4% | $12,562-99.3% |