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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,242 | $199,109-74.8% | $173,730-71.1% | $154,746-67.5% |
| Participation rate | 35.7% | 82.8%-47.1pp | 79.6%-43.9pp | 80.7%-45.0pp |
| Annual return | 107.57% | 20.02%+87.5pp | 19.96%+87.6pp | 172.34%-64.8pp |
| Employer contribution / active EE | $1,095 | $5,311-79.4% | $4,577-76.1% | $4,379-75.0% |
| Participant deferral / active EE | $6,683 | $7,113-6.0% | $6,326+5.6% | $6,730-0.7% |
| Admin fee / account holder | $89 | $20,916-99.6% | $17,523-99.5% | $14,365-99.4% |