Retirement plan

CAMBRIDGE INFORMATION GROUP, INC. 401(K) RETIREMENT PLAN

Name: CAMBRIDGE INFORMATION GROUP, INC. - CAMBRIDGE INFORMATION GROUP, INC. 401(K) RETIREMENT PLAN (2024) Form 5500
Creator: CAMBRIDGE INFORMATION GROUP, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CAMBRIDGE INFORMATION GROUP, INC. 401(K) RETIREMENT PLAN, CAMBRIDGE INFORMATION GROUP, INC.

CAMBRIDGE INFORMATION GROUP, INC.EIN 52-1088476Plan #001PY 2024

7550 WISCONSIN AVENUE, SUITE 850 - BETHESDA, MD 20814301-961-6782

Prospect flagsNo flags tripped

Top hat statement on fileNQDC

Filed July 10, 2017 (most recent of 2 filings on file)

Plan administrator

Plan administrator name— Sign in and upgrade to view

7500 Old Georgetown Road, Suite 1400

Bethesda State: MD Zip Code: 20814

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Plans declared (1)

Cambridge Information Group Inc.4 emp

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Total assets (EOY)

$251.5M

+4.2% from 2023

Total participants

1,585

-2.8% from 2023

Average account balance

$166,911

+8.9% from 2023

Annual return

14.34%

-3.07 pp from 2023

Benchmarks

See 611 peers

Peer group

Industry51 - Information

Plan typeDefined contribution

Participants250-999

Cohort611 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$251.53M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$167K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,507

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

77.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.20M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.34%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$144

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
CREATIVE PLANNING LLC3 years Service code 16 5454 WEST 110TH STREET · OVERLAND PARK, KS 66211	Consulting	$79,978
T ROWE PRICE RPS INC7 years Service code 15 1307 POINT STREET · BALTIMORE, MD 21231	Recordkeeping	$73,144
FINANCIAL ENGINES1 year Filed as: EDELMAN FINANCIAL ENGINES Service code 26 1050 ENTERPRISE WAY · SUNNYVALE, CA 94089	Advisory (Participants)	$48,946
MARCUM LLP4 years Service code 10 3 BALA PLAZA EAST · BALA CYNWYD, PA 19004	Accounting	$14,560
ARMOR INVESTMENT ADVISORS LLC4 years Service code 26 · EIN 59-3794918	Advisory (Participants)	$6,374
CHARLES SCHWAB & CO., INC.7 years Service code 33 · EIN 94-1737782	Securities brokerage commissions and ...	$426

Plan features & details

Pension benefit codes2F2G2J2K2R2S2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$217K

$615 / participant

Recordkeeping$73K33.8%
Investment mgmt$49K22.6%
Other / not subdivided$95K43.6%

% of EOY assets

0.086%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CBIZ CPAS P.C.
Auditor EIN: 431947695
Audit fees: $14,560
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$166,911

$90,064+85.3%

$100,392+66.3%

$77,736+114.7%

Participation rate

77.8%

81.3%-3.4pp

81.5%-3.7pp

70.6%+7.3pp

Annual return

14.34%

20.61%-6.3pp

49.45%-35.1pp

31.26%-16.9pp

Employer contribution / active EE

$1,823

$3,043-40.1%

$3,941-53.7%

$2,728-33.2%

Participant deferral / active EE

$4,440

$8,282-46.4%

$8,090-45.1%

$4,651-4.5%

Admin fee / account holder

$144

$172-16.4%

$7,904-98.2%

$433-66.8%

Provider

Service type

Compensation

CREATIVE PLANNING LLC3 years

Service code 16

5454 WEST 110TH STREET · OVERLAND PARK, KS 66211

Consulting

$79,978

T ROWE PRICE RPS INC7 years

Service code 15

1307 POINT STREET · BALTIMORE, MD 21231

Recordkeeping

$73,144

FINANCIAL ENGINES1 year

Filed as: EDELMAN FINANCIAL ENGINES

Service code 26

1050 ENTERPRISE WAY · SUNNYVALE, CA 94089

Advisory (Participants)

$48,946

MARCUM LLP4 years

Service code 10

3 BALA PLAZA EAST · BALA CYNWYD, PA 19004

Accounting

$14,560

ARMOR INVESTMENT ADVISORS LLC4 years

Service code 26 · EIN 59-3794918

Advisory (Participants)

$6,374

CHARLES SCHWAB & CO., INC.7 years

Service code 33 · EIN 94-1737782

Securities brokerage commissions and ...

$426

CAMBRIDGE INFORMATION GROUP, INC. 401(K) RETIREMENT PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CAMBRIDGE INFORMATION GROUP, INC. 401(K) RETIREMENT PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion