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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,472 | $90,530-33.2% | $76,030-20.5% | $145,897-58.6% |
| Participation rate | 80.0% | 74.4%+5.6pp | 69.1%+10.9pp | 80.3%-0.3pp |
| Annual return | 7.68% | 625.08%-617.4pp | 361.54%-353.9pp | 552.29%-544.6pp |
| Employer contribution / active EE | $1,190 | $3,319-64.1% | $2,688-55.7% | $4,663-74.5% |
| Participant deferral / active EE | $1,681 | $5,164-67.4% | $4,257-60.5% | $6,689-74.9% |
| Admin fee / account holder | $8,025 | $8,383-4.3% | $6,421+25.0% | $13,390-40.1% |