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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,004 | $227,399+48.6% | $189,758+78.1% | $198,609+70.2% |
| Participation rate | 92.3% | 84.0%+8.3pp | 79.8%+12.5pp | 82.4%+9.9pp |
| Annual return | 12.49% | 61.03%-48.5pp | 52.62%-40.1pp | 202.70%-190.2pp |
| Employer contribution / active EE | $0 | $5,526-100.0% | $4,767-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $8,964 | $6,837+31.1% | $5,856+53.1% | $6,977+28.5% |
| Admin fee / account holder | $333 | $25,162-98.7% | $20,388-98.4% | $19,030-98.2% |