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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,732 | $100,139+191.3% | $85,187+242.5% | $145,884+100.0% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 24.47% | 84.15%-59.7pp | 66.67%-42.2pp | 551.85%-527.4pp |
| Employer contribution / active EE | $40,706 | $3,238+1157.2% | $2,732+1389.7% | $4,662+773.1% |
| Participant deferral / active EE | $14,400 | $5,296+171.9% | $4,525+218.2% | $6,690+115.3% |
| Admin fee / account holder | $1,832 | $7,262-74.8% | $6,162-70.3% | $13,392-86.3% |