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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $677,445 | $102,385+561.7% | $147,080+360.6% | $80,935+737.0% |
| Participation rate | 93.3% | 75.9%+17.5pp | 82.2%+11.2pp | 67.7%+25.7pp |
| Annual return | 9.63% | 135.09%-125.5pp | 420.17%-410.5pp | 35.66%-26.0pp |
| Employer contribution / active EE | $15,935 | $3,717+328.7% | $4,933+223.0% | $2,757+478.0% |
| Participant deferral / active EE | $15,181 | $6,651+128.3% | $8,066+88.2% | $4,299+253.1% |
| Admin fee / account holder | $35,015 | $7,951+340.4% | $12,989+169.6% | $6,924+405.7% |