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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,858 | $117,895-38.2% | $102,460-28.9% | $145,897-50.1% |
| Participation rate | 75.0% | 78.6%-3.6pp | 76.5%-1.5pp | 80.3%-5.3pp |
| Annual return | 8.15% | 31.92%-23.8pp | 29.47%-21.3pp | 552.29%-544.1pp |
| Employer contribution / active EE | $2,232 | $3,619-38.3% | $3,025-26.2% | $4,663-52.1% |
| Participant deferral / active EE | $3,655 | $5,736-36.3% | $5,056-27.7% | $6,689-45.4% |
| Admin fee / account holder | $3,758 | $13,353-71.9% | $9,460-60.3% | $13,390-71.9% |