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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,073 | $124,425-40.5% | $112,040-33.9% | $137,256-46.0% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 20.35% | 24.72%-4.4pp | 24.52%-4.2pp | 220.34%-200.0pp |
| Employer contribution / active EE | $5,380 | $3,411+57.7% | $2,954+82.1% | $4,156+29.4% |
| Participant deferral / active EE | $8,602 | $5,718+50.4% | $5,098+68.7% | $6,407+34.3% |
| Admin fee / account holder | $17,836 | $15,207+17.3% | $12,098+47.4% | $12,270+45.4% |