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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,070 | $111,878-42.7% | $93,727-31.6% | $145,897-56.1% |
| Participation rate | 90.9% | 74.2%+16.7pp | 68.7%+22.2pp | 80.3%+10.6pp |
| Annual return | 13.14% | 204.28%-191.1pp | 133.83%-120.7pp | 552.29%-539.2pp |
| Employer contribution / active EE | $3,281 | $3,092+6.1% | $2,421+35.5% | $4,663-29.6% |
| Participant deferral / active EE | $7,587 | $4,920+54.2% | $4,417+71.8% | $6,689+13.4% |
| Admin fee / account holder | $448 | $10,256-95.6% | $8,292-94.6% | $13,390-96.7% |