Filed June 2, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,070 | $111,785-42.7% | $93,669-31.6% | $145,877-56.1% |
| Participation rate | 90.9% | 74.2%+16.7pp | 68.7%+22.2pp | 80.3%+10.6pp |
| Annual return | 13.14% | 203.79%-190.6pp | 133.59%-120.5pp | 551.28%-538.1pp |
| Employer contribution / active EE | $3,281 | $3,096+6.0% | $2,424+35.4% | $4,663-29.6% |
| Participant deferral / active EE | $7,587 | $4,919+54.3% | $4,416+71.8% | $6,691+13.4% |
| Admin fee / account holder | $448 | $10,256-95.6% | $8,291-94.6% | $13,402-96.7% |