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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,326 | $102,382+159.2% | $147,005+80.5% | $80,874+228.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 12.24% | 134.89%-122.7pp | 418.76%-406.5pp | 35.62%-23.4pp |
| Employer contribution / active EE | $12,389 | $3,715+233.5% | $4,934+151.1% | $2,756+349.6% |
| Participant deferral / active EE | $12,338 | $6,646+85.6% | $8,070+52.9% | $4,297+187.1% |
| Admin fee / account holder | $13,339 | $7,942+67.9% | $13,006+2.6% | $6,935+92.3% |