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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,998 | $97,125+194.5% | $86,233+231.7% | $137,256+108.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 17.21% | 74.19%-57.0pp | 61.39%-44.2pp | 220.34%-203.1pp |
| Employer contribution / active EE | $3,667 | $2,841+29.1% | $2,504+46.4% | $4,156-11.8% |
| Participant deferral / active EE | $5,378 | $5,180+3.8% | $4,559+18.0% | $6,407-16.1% |
| Admin fee / account holder | $3,292 | $9,725-66.2% | $8,342-60.5% | $12,270-73.2% |