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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,456 | $154,228+218.0% | $145,433+237.2% | $137,256+257.3% |
| Participation rate | 95.5% | 83.8%+11.7pp | 82.1%+13.3pp | 80.0%+15.5pp |
| Annual return | 14.52% | 74.59%-60.1pp | 66.58%-52.1pp | 220.34%-205.8pp |
| Employer contribution / active EE | $9,907 | $4,804+106.2% | $4,554+117.5% | $4,156+138.4% |
| Participant deferral / active EE | $12,820 | $8,216+56.0% | $7,897+62.3% | $6,407+100.1% |
| Admin fee / account holder | $42,459 | $14,344+196.0% | $13,129+223.4% | $12,270+246.0% |