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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,995 | $36,948+362.8% | $73,658+132.1% | $87,485+95.5% |
| Participation rate | 100.0% | 46.8%+53.2pp | 57.0%+43.0pp | 68.9%+31.1pp |
| Annual return | 14.10% | 28.64%-14.5pp | 29.72%-15.6pp | 26.06%-12.0pp |
| Employer contribution / active EE | $1,509 | $670+125.2% | $1,032+46.2% | $2,596-41.9% |
| Participant deferral / active EE | $3,819 | $1,379+176.9% | $2,062+85.2% | $4,274-10.6% |
| Admin fee / account holder | $12,149 | $2,531+380.1% | $3,357+261.9% | $7,775+56.3% |