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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,453 | $99,875-4.4% | $146,866-35.0% | $86,983+9.7% |
| Participation rate | 80.0% | 75.8%+4.2pp | 82.5%-2.5pp | 69.5%+10.5pp |
| Annual return | 9.49% | 28.10%-18.6pp | 102.85%-93.4pp | 25.83%-16.3pp |
| Employer contribution / active EE | $1,194 | $3,224-63.0% | $4,425-73.0% | $2,584-53.8% |
| Participant deferral / active EE | $3,468 | $6,322-45.1% | $7,759-55.3% | $4,194-17.3% |
| Admin fee / account holder | $5,033 | $7,838-35.8% | $13,620-63.0% | $7,856-35.9% |