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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,558 | $70,366+452.2% | $66,674+482.8% | $138,895+179.7% |
| Participation rate | 95.7% | 76.2%+19.5pp | 73.7%+22.0pp | 79.9%+15.7pp |
| Annual return | 12.29% | 386.41%-374.1pp | 321.24%-309.0pp | 145.39%-133.1pp |
| Employer contribution / active EE | $13,145 | $2,765+375.4% | $2,620+401.7% | $4,194+213.4% |
| Participant deferral / active EE | $16,319 | $4,374+273.1% | $4,084+299.6% | $6,396+155.1% |
| Admin fee / account holder | $58,164 | $5,262+1005.3% | $5,098+1040.9% | $12,562+363.0% |