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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,307 | $111,535+135.2% | $105,223+149.3% | $137,256+91.1% |
| Participation rate | 90.0% | 78.1%+11.9pp | 75.0%+15.0pp | 80.0%+10.0pp |
| Annual return | 10.06% | 237.85%-227.8pp | 180.65%-170.6pp | 220.34%-210.3pp |
| Employer contribution / active EE | $8,914 | $3,939+126.3% | $3,689+141.7% | $4,156+114.5% |
| Participant deferral / active EE | $7,571 | $5,500+37.7% | $5,072+49.3% | $6,407+18.2% |
| Admin fee / account holder | $78,739 | $9,721+710.0% | $8,859+788.8% | $12,270+541.7% |