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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,639 | $93,345-23.3% | $119,126-39.9% | $87,485-18.1% |
| Participation rate | 46.2% | 68.7%-22.6pp | 75.8%-29.6pp | 68.9%-22.8pp |
| Annual return | 21.11% | 19.08%+2.0pp | 282.11%-261.0pp | 26.06%-4.9pp |
| Employer contribution / active EE | $1,850 | $3,172-41.7% | $4,034-54.1% | $2,596-28.7% |
| Participant deferral / active EE | $3,678 | $4,099-10.3% | $5,318-30.8% | $4,274-13.9% |
| Admin fee / account holder | $0 | $8,039-100.0% | $10,693-100.0% | $7,775-100.0% |