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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,639 | $105,284-32.0% | $150,734-52.5% | $94,015-23.8% |
| Participation rate | 46.2% | 71.7%-25.6pp | 78.4%-32.3pp | 70.8%-24.7pp |
| Annual return | 21.11% | 15.67%+5.4pp | 600.81%-579.7pp | 17.84%+3.3pp |
| Employer contribution / active EE | $1,850 | $3,599-48.6% | $4,918-62.4% | $2,790-33.7% |
| Participant deferral / active EE | $3,678 | $4,274-13.9% | $5,610-34.4% | $4,249-13.4% |
| Admin fee / account holder | $0 | $9,839-100.0% | $14,905-100.0% | $8,951-100.0% |