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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,639 | $89,259-19.7% | $107,187-33.2% | $82,637-13.3% |
| Participation rate | 46.2% | 67.9%-21.8pp | 75.0%-28.9pp | 68.1%-21.9pp |
| Annual return | 21.11% | 21.02%+0.1pp | 204.55%-183.4pp | 53.51%-32.4pp |
| Employer contribution / active EE | $1,850 | $3,080-39.9% | $3,782-51.1% | $2,552-27.5% |
| Participant deferral / active EE | $3,678 | $4,037-8.9% | $5,096-27.8% | $4,126-10.9% |
| Admin fee / account holder | $0 | $7,381-100.0% | $9,162-100.0% | $7,339-100.0% |