Retirement plan

ASSOCIATION OF RESEARCH LIBRARIES DEFINED CONTRIBUTION RETIREMENT PLAN

Name: ASSOCIATION OF RESEARCH LIBRARIES - ASSOCIATION OF RESEARCH LIBRARIES DEFINED CONTRIBUTION RETIREMENT PLAN (2025) Form 5500
Creator: ASSOCIATION OF RESEARCH LIBRARIES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ASSOCIATION OF RESEARCH LIBRARIES DEFINED CONTRIBUTION RETIREMENT PLAN, ASSOCIATION OF RESEARCH LIBRARIES

ASSOCIATION OF RESEARCH LIBRARIESEIN 52-0784198Plan #001PY 2025

1025 CONNECTICUT AVENUE, N.W., SUITE 1200 - WASHINGTON, DC 20036202-296-2296arl.orgLinkedIn11-50 employeeslibraries

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$22.4M

+10.9% from 2024

Total participants

-6.1% from 2024

Average account balance

$290,694

+18.2% from 2024

Annual return

14.20%

+3.44 pp from 2024

Benchmarks

See 1,662 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort1,662 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$22.38M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$291K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

105.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$933K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.20%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$20812

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2L2F2G3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$1.6M

$21952 / participant

Other / not subdivided$2M100.0%

% of EOY assets

7.159%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$290,694

$69,590+317.7%

$136,867+112.4%

$94,015+209.2%

Participation rate

100.0%

66.3%+33.7pp

74.5%+25.5pp

70.8%+29.2pp

Annual return

14.20%

19.62%-5.4pp

42.97%-28.8pp

17.84%-3.6pp

Employer contribution / active EE

$9,063

$2,396+278.2%

$3,547+155.5%

$2,790+224.8%

Participant deferral / active EE

$3,722

$3,437+8.3%

$4,924-24.4%

$4,249-12.4%

Admin fee / account holder

$20,812

$8,912+133.5%

$10,340+101.3%

$8,951+132.5%

ASSOCIATION OF RESEARCH LIBRARIES DEFINED CONTRIBUTION RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ASSOCIATION OF RESEARCH LIBRARIES DEFINED CONTRIBUTION RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion