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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,609 | $111,787+23.1% | $93,681+46.9% | $145,978-5.7% |
| Participation rate | 0.0% | 74.2%-74.2pp | 68.7%-68.7pp | 80.3%-80.3pp |
| Annual return | 11.56% | 203.52%-192.0pp | 133.47%-121.9pp | 550.52%-539.0pp |
| Employer contribution / active EE | $3,257 | $3,093+5.3% | $2,422+34.5% | $4,662-30.1% |
| Participant deferral / active EE | $11,517 | $4,918+134.2% | $4,415+160.8% | $6,690+72.2% |
| Admin fee / account holder | $15,491 | $10,256+51.0% | $8,290+86.9% | $13,400+15.6% |