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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK TRUST COMPANY LLC Service code 15 · EIN 80-0709115 | Recordkeeping | $42,502 |
LPL FINANCIAL3 years Filed as: LPL FINANCIAL LLC Service code 26 · EIN 04-3046611 | Advisory (Participants) | $24,000 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,540 | $83,023-4.2% | $102,437-22.4% | $77,762+2.3% |
| Participation rate | 86.0% | 71.5%+14.5pp | 74.5%+11.5pp | 70.6%+15.4pp |
| Annual return | 13.50% | 19.12%-5.6pp | 24.95%-11.4pp | 31.27%-17.8pp |
| Employer contribution / active EE | $1,466 | $3,552-58.7% | $3,871-62.1% | $2,728-46.3% |
| Participant deferral / active EE | $5,965 | $4,110+45.1% | $5,060+17.9% | $4,651+28.2% |
| Admin fee / account holder | $246 | $639-61.6% | $8,388-97.1% | $433-43.2% |