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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,265 | $211,224-63.9% | $178,505-57.3% | $145,897-47.7% |
| Participation rate | 95.5% | 80.8%+14.6pp | 77.1%+18.3pp | 80.3%+15.1pp |
| Annual return | 15.53% | 30.28%-14.8pp | 27.16%-11.6pp | 552.29%-536.8pp |
| Employer contribution / active EE | $5,249 | $4,577+14.7% | $3,955+32.7% | $4,663+12.6% |
| Participant deferral / active EE | $5,789 | $6,966-16.9% | $6,280-7.8% | $6,689-13.5% |
| Admin fee / account holder | $4,121 | $12,109-66.0% | $10,428-60.5% | $13,390-69.2% |