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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,265 | $211,239-63.9% | $178,528-57.3% | $145,877-47.7% |
| Participation rate | 95.5% | 80.8%+14.7pp | 77.1%+18.4pp | 80.3%+15.2pp |
| Annual return | 15.53% | 30.22%-14.7pp | 27.11%-11.6pp | 551.28%-535.8pp |
| Employer contribution / active EE | $5,249 | $4,570+14.9% | $3,950+32.9% | $4,663+12.6% |
| Participant deferral / active EE | $5,789 | $6,963-16.9% | $6,278-7.8% | $6,691-13.5% |
| Admin fee / account holder | $4,121 | $12,095-65.9% | $10,419-60.4% | $13,402-69.2% |