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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,265 | $210,698-63.8% | $178,014-57.2% | $145,959-47.7% |
| Participation rate | 95.5% | 80.8%+14.7pp | 77.1%+18.4pp | 80.3%+15.2pp |
| Annual return | 15.53% | 386.27%-370.7pp | 294.80%-279.3pp | 561.95%-546.4pp |
| Employer contribution / active EE | $5,249 | $4,567+14.9% | $3,950+32.9% | $4,661+12.6% |
| Participant deferral / active EE | $5,789 | $6,958-16.8% | $6,276-7.8% | $6,689-13.4% |
| Admin fee / account holder | $4,121 | $12,016-65.7% | $10,362-60.2% | $13,398-69.2% |