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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,365 | $80,731-36.4% | $103,378-50.3% | $74,400-31.0% |
| Participation rate | 58.2% | 65.7%-7.5pp | 74.5%-16.3pp | 67.2%-9.0pp |
| Annual return | 16.34% | 27.56%-11.2pp | 24.91%-8.6pp | 1367.51%-1351.2pp |
| Employer contribution / active EE | $0 | $3,159-100.0% | $3,870-100.0% | $2,624-100.0% |
| Participant deferral / active EE | $2,630 | $3,862-31.9% | $5,058-48.0% | $4,348-39.5% |
| Admin fee / account holder | $7,427 | $2,369+213.5% | $8,401-11.6% | $1,944+282.1% |