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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,365 | $80,763-36.4% | $102,412-49.8% | $74,459-31.0% |
| Participation rate | 58.2% | 65.7%-7.5pp | 74.5%-16.3pp | 67.2%-9.0pp |
| Annual return | 16.34% | 27.57%-11.2pp | 24.94%-8.6pp | 1369.70%-1353.4pp |
| Employer contribution / active EE | $0 | $3,160-100.0% | $3,870-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $2,630 | $3,862-31.9% | $5,060-48.0% | $4,350-39.5% |
| Admin fee / account holder | $7,427 | $2,371+213.2% | $8,388-11.4% | $1,945+281.9% |