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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,804 | $111,535+6.5% | $105,223+12.9% | $137,256-13.4% |
| Participation rate | 61.1% | 78.1%-17.0pp | 75.0%-13.9pp | 80.0%-18.8pp |
| Annual return | 17.17% | 237.85%-220.7pp | 180.65%-163.5pp | 220.34%-203.2pp |
| Employer contribution / active EE | $1,865 | $3,939-52.7% | $3,689-49.4% | $4,156-55.1% |
| Participant deferral / active EE | $3,057 | $5,500-44.4% | $5,072-39.7% | $6,407-52.3% |
| Admin fee / account holder | $4,232 | $9,721-56.5% | $8,859-52.2% | $12,270-65.5% |