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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,348 | $67,823+180.7% | $52,425+263.1% | $137,256+38.7% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 16.99% | 219.11%-202.1pp | 302.12%-285.1pp | 220.34%-203.4pp |
| Employer contribution / active EE | $3,144 | $1,163+170.3% | $914+243.9% | $4,156-24.4% |
| Participant deferral / active EE | $10,881 | $2,288+375.6% | $1,790+507.7% | $6,407+69.8% |
| Admin fee / account holder | $1,061 | $2,844-62.7% | $2,495-57.5% | $12,270-91.3% |