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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,048 | $73,107+210.6% | $114,563+98.2% | $87,485+159.5% |
| Participation rate | 57.1% | 65.8%-8.6pp | 72.9%-15.8pp | 68.9%-11.8pp |
| Annual return | 13.52% | 19.47%-6.0pp | 241.09%-227.6pp | 26.06%-12.5pp |
| Employer contribution / active EE | $4,089 | $1,881+117.4% | $2,592+57.7% | $2,596+57.5% |
| Participant deferral / active EE | $4,649 | $3,144+47.9% | $4,142+12.2% | $4,274+8.8% |
| Admin fee / account holder | $822 | $5,770-85.8% | $7,623-89.2% | $7,775-89.4% |