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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,648 | $61,815+208.4% | $97,295+95.9% | $80,959+135.5% |
| Participation rate | 55.2% | 63.5%-8.3pp | 72.7%-17.5pp | 67.7%-12.5pp |
| Annual return | 19.32% | -558.73%+578.0pp | 75.62%-56.3pp | 35.67%-16.4pp |
| Employer contribution / active EE | $3,781 | $1,836+105.9% | $2,723+38.8% | $2,757+37.1% |
| Participant deferral / active EE | $4,335 | $3,027+43.2% | $4,264+1.7% | $4,300+0.8% |
| Admin fee / account holder | $636 | $5,166-87.7% | $5,646-88.7% | $6,925-90.8% |